Kensington Mortgages

Environmental Social Governance (ESG)

Kensington Difference

Kensington's Sustainability Strategy 


Kensington sees environmental, social and governance (“ESG”) factors as key to its long-term performance and as a result, the firm has fully integrated ESG into its Business Strategy. The impact of ESG factors has become integral to the company’s strategy, its lending operations, its funding programmes and overall, to Kensington’s culture.

In August 2020, Kensington defined and publicly released its first set of ESG targets for its 2020/2021 Financial Year; it was also a first for a specialist mortgage lender in the UK.  As a business, we all support these targets through the work we do each day; the targets are updated annually to reflect the company's growth in each area and we continue to measure them on an annual basis and publicly report on the progress we’re making each year.

Kensington’s ESG framework brings together key initiatives from across the firm into one cohesive set of targets to help ensure that the firm is creating a positive impact in both its workplace and the wider community.  


Why is an ESG policy so important for Kensington?

  1. It's the right thing for us to do
  2. ESG is fundamentally important to the overall purpose of Kensington and provides a clear blueprint for our Company's future and strategic direction
  3. It is increasingly important for new and existing colleagues 
  4. It forms part of the decisions made by investors, who have increased their commitment to responsible investment
  5. It is critical to long-term growth and to help drive competitive success
  6. It can attract consumers who want to buy goods or services from a socially responsible brand

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Innovating in Green mortgages to improve energy efficiency in existing UK homes, and an internal focus on climate change.

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Committed to improving financial inclusion, celebrating the diversity of our colleagues & being actively involved in their wellbeing.


A robust Management and Governance framework to manage risk through our data protection, governance and corporate risk structures.


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Kensington is the leading specialist mortgage lender in the UK, with a track record of over 25 years

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