THOUGHT LEADERSHIP • June, 2019
Kensington Affordability Tracker Q2 2019
Kensington Affordability Tracker - Q2 2019
The Kensington Affordability Tracker, calculates the borrowing power of a family, after taking account of bills, transport costs and other household living expenses. It tracks the difference between the amount a homeowner could have borrowed after applying standard stress modelling to ensure customer affordability, compared to the amount that was loaned. The percentages shown represent the relative difference between those two numbers, which represents a view of true disposable income and borrowing power.