Kensington Mortgages

Gemgarto (GMG)

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Gemgarto 2023-1 (GMG23-1)

GMG 23-1 is a £570 million deal, comprising high LTV prime, performing, first-ranking mortgages originated by Kensington and advanced to individual borrowers ONLY for the purchase or remortgage of their main residence (Owner-Occupied). The main difference to other Kensington transactions is that this transaction features high LTV mortgages. Gemgarto 2023-1 is also structured to be STS compliant (i.e. Owner Occupied loans only, no credit impaired borrowers 3 years prior to their application, no loans more than 90DIA etc…).

Loan Level Data

Gemgarto 2023-1 (GMG23-1)

2024

May
GMG 2023-1 BoE May 24
February
GMG 2023-1 BoE Feb 24

2023

December
GMG 2023-1 BoE Dec 23
October
GMG 2023-1 BoE Oct 23
August
GMG 23-1 - Marketing Data Tape - Aug-23

Transactional Documents

Gemgarto 2023-1 (GMG23-1)

Investor Presentation

Gemgarto 2023-1 (GMG23-1)

Offering circular

Gemgarto 2023-1 (GMG23-1)

Other

Gemgarto 2023-1 (GMG23-1)

2023

November
GMG 2023-1 - KMC CPR by LTV Bucket
November
GMG 2023-1 - Wider KMC Historicals